Here is one example of a budget that would help you set and achieve a long term goal.

Imagine you want to buy a games console which costs 2,000 dirhams. You would like to buy it within the following year. You think of all the money you will get in the next year. This money is your income.

You get 50aed pocket money each week from your parents. You also know that you will get about 500aed from relatives on your birthday. 

If you only think of income, it would be easy to believe that you will be able to afford the console easily. However, this may be unrealistic as this budget assumes you will not spend any other money for the whole year.